LifeSmarts (6th-12th)


Watch LifeSmarts Overview Video:



Personal Finance Topic Sponsor


LifeSmarts offers Varsity (9-12) & Junior Varsity (6-8) Competitions!

Win a trip to Washington, D.C.!  The 2020 Kansas Varsity LifeSmarts champions will receive funding to attend the National competition on April 25-28, 2020.  FBLA, FCCLA & 4-H have additional opportunities to get to Nationals so be sure to check it out.  Junior Varsity does not have a national championship at this time.

COMPETITION CLOSING DATES (teams must complete online individual quizzes for a chance to advance to state):

-Varsity online competition is open November 1 to December 15th, 2020.
-Junior Varsity online competition will open November 1 to February 12th, 2020.


-Varsity In-Person Competition – Wednesday, March 4, 2020 – WSU Marcus Welcome Center
-Junior Varsity is tentative for April 15 at WSU Rhatigan Student Center, Santa Fe Trail Room

What is LifeSmarts®…the ultimate consumer challenge?

LifeSmarts® is a FREE educational opportunity that develops the consumer and marketplace knowledge and skills of students in grades 6-12.  The content and competition questions focus on five areas:

  • Personal Finance
  • Health and Safety
  • Environment
  • Technology and Telecommunications
  • Consumer Rights and Responsibilities

In addition to the topic knowledge learned, teens develop teamwork and leadership abilities, self-esteem, verbal communication skills, and have fun in the process.  This program, like the other programs sponsored by the KCEE, improves decision-making skills and helps prepare students for the challenges of adulthood.

The program complements almost any curriculum and can be used as an activity for classes, groups, clubs, and community organizations.  It is used successfully by many FACS, Business, Gifted & Econ teachers.  LifeSmarts®, run as a game-show style competition, is open to all teens in the USA in the 6th through the 12th grade.  The Junior Varsity Program (grades 6-8) was added in 2007-2008.  There will be an in-person state competition but not a national state competition.  The Varsity Program (grades 9-12) has in-person state & national competitions.

FBLA and FCCLA groups have an additional opportunity for prizes and the ability to compete in separate competitions and win a trip to Nationals to represent their group.  National FBLA and FCCLA will also have a LifeSmarts competition at the their respective summer conferences.

New(er) to LifeSmarts? 

  • View 7 tips for a winning LifeSmarts team at:
  • Join a free online training for new teachers?  Check the events tab to see if there is one scheduled.  If not, email with a request for training.
  • Watch a video describing how to setup your team and add and delete players. It is on youtube at
  • Student videos are also available to help your student get started and also a video on tips for making the most of LifeSmarts.  These videos were created by a past LifeSmarts team member with several trips to National LifeSmarts under his belt.  These videos are available on Vimeo at

LifeSmarts® is a program of the National Consumers League and is coordinated in Kansas through the Kansas Council for Economic Education.



LifeSmarts Recorded Trainings:

How to create a team and add players in LifeSmarts

Visit for more information


View all photos from our state LifeSmarts events on our facebook page at